Don't forget to factor in closing costs when considering a home sale or purchase. LONE STAR HOME & LOAN is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at (325) 646-5979 if your needs include a real estate pro experienced in the business side of buying and selling.

Closing costs you should expect

There are certain expected fees linked to closing the sale of a house. These expenses are commonly split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Texas to help guide you through your deal.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As i negotiate your sale, I'll not only work to get the optimal sales price, but I'll also advocate for reduced closing costs. And once i've arrived at an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're buying a house in Brown County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not stunned when you show up at the closing table. I'll be glad to go over the GFE with you, ansiring your questions and highlighting any estimates in question.



Portions Copyright © 2018 Pipeline ROI, LLC
Another website by Pipeline ROI.  | Admin Login | Terms of Use | Site Map | Area Listings
All rate, payment, and area information are estimates and approximations only.